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    Credit Card Services And Why We Need Those Little Cards
    Practically everyone in the United States has credit cards. From teenagers to retirees, almost everyone has at least one credit card. Everywhere we go we see ads - in the television, radio, newspapers, billboard advertisements - on credit cards. Some credit cards are even mailed directly to our homes. But what are credit cards and why should you have one?Simply stated, a credit card (or for many, just known as credit, is a financial arrangement between you, the consumer or the card user, and an institution (in most instances a bank), that you have to borrow instant money from them and promises that you will repay them back in the future. The instituti
    about how to do it right. You want someone who understands just how important it is that your people be approached tastefully and respectfully about money. Only someone who has been there can really understand the level of discomfort we pastors feel about talking about money, or the Byzantine complexity of internal church politics.

    When the church I pastored interviewed stewardship consultants I wanted someone I could talk with pastor to pastor. We ended up hiring someone who had extensive pastoral experience. He had a wonderful ministry to me and our people. And we are good friends to this

    True Cost Of Bad Telephone Etiquette
    Do you ever call your office to check the way your employees answer the telephone? If not, you should since the way a person answers the phone sets the tone for the conversation. A phone call often represents the first impression of your business and determines how you’re perceived within the marketplace.Greeting callers with a cheerful smile translates into an enthusiastic voice that permeates positive energy to exude a warm welcome. Conversely, a dull, monotone “I can’t wait to five-o-clock” tone travels like a bolt of lightening, painfully.Bad telephone etiquette is widespread, occurring within major corporations, law firms, doctor offic
    With only 4 percent of American church members tithing, many churches badly need a boost in offerings. Unfortunately, most of us pastors have no training in stewardship development and have no idea how to lead people to generous, biblical giving.

    The Bible tells us what to do in this situation: Hire a stewardship consultant. Okay, that's not exactly what it says, but the message is there. In Proverbs, the wisest man who ever lived tells us that 'Without consultation, plans are frustrated, But with many counselors they succeed' (Proverbs 15:22). And when the apostle Paul wanted to make sure the Corinthians gave generously to the famine-relief collection, he sent men to Corinth to encourage the people.

    'So we urged Titus that as he had previously made a beginning, so he would also complete in you this gracious work [the collection] as well.' (2 Corinthians 8:6).

    'So I thought it necessary to urge the brethren that they would go on ahead to you and arrange beforehand your previously promised bountiful gift, so that the same would be ready as a bountiful gift and not affected by covetousness' (2 Corinthians 9:5).

    Titus and his unnamed companions were the first church stewardship consultants. Just as we hire church staff members with specialized skills in music or youth ministry, so we should not hesitate to engage the temporary services of a minister with stewardship expertise.

    All right, you're ready to take the plunge and look for help. How do you know how to find the right consultant? Having hired consultants while pastoring, and now serving as a stewardship consultant, I've concluded that there are five indispensable qualities you want in your stewardship consultant.

    1. Biblical.

    Above all other qualities, you want someone who builds their stewardship ministry on the word of God. In the Christian world, fundraising isn't primarily about raising money; it's about discipling people.

    A good stewardship consultant deepens your people's spiritual walk by building the entire consultation on biblical principles--in both the methods used and the content delivered. God's people respond with great generosity when a pastor or consultant faithfully teaches what the Bible says about money and giving.

    2. Pastoral experience.

    I'm always amazed at the number of men and women who have never pastored a church, yet glibly dispense advice about how to do it right. You want someone who understands just how important it is that your people be approached tastefully and respectfully about money. Only someone who has been there can really understand the level of discomfort we pastors feel about talking about money, or the Byzantine complexity of internal church politics.

    When the church I pastored interviewed stewardship consultants I wanted someone I could talk with pastor to pastor. We ended up hiring someone who had extensive pastoral experience. He had a wonderful ministry to me and our people. And we are good friends to this

    Preparing For and Making a Career Change
    In my youth, I observed that, in England at least, most people wanted to get out of their jobs. Their "career", whatever it was, only existed to get a regular income. The millions of people who did the football pools, and later the lottery, were a testimony to the "let me out of here" dreams of the majority. "Win the pools, and retire."Times may have changed in general, but the fact that most people are not content with their jobs has remained unchanged. Career, employer or job change, or early retirement, are in the minds of tens of millions of people across the world. Only a small minority will ever actually go full out for a career change; it is fa
    e Corinthians gave generously to the famine-relief collection, he sent men to Corinth to encourage the people.

    'So we urged Titus that as he had previously made a beginning, so he would also complete in you this gracious work [the collection] as well.' (2 Corinthians 8:6).

    'So I thought it necessary to urge the brethren that they would go on ahead to you and arrange beforehand your previously promised bountiful gift, so that the same would be ready as a bountiful gift and not affected by covetousness' (2 Corinthians 9:5).

    Titus and his unnamed companions were the first church stewardship consultants. Just as we hire church staff members with specialized skills in music or youth ministry, so we should not hesitate to engage the temporary services of a minister with stewardship expertise.

    All right, you're ready to take the plunge and look for help. How do you know how to find the right consultant? Having hired consultants while pastoring, and now serving as a stewardship consultant, I've concluded that there are five indispensable qualities you want in your stewardship consultant.

    1. Biblical.

    Above all other qualities, you want someone who builds their stewardship ministry on the word of God. In the Christian world, fundraising isn't primarily about raising money; it's about discipling people.

    A good stewardship consultant deepens your people's spiritual walk by building the entire consultation on biblical principles--in both the methods used and the content delivered. God's people respond with great generosity when a pastor or consultant faithfully teaches what the Bible says about money and giving.

    2. Pastoral experience.

    I'm always amazed at the number of men and women who have never pastored a church, yet glibly dispense advice about how to do it right. You want someone who understands just how important it is that your people be approached tastefully and respectfully about money. Only someone who has been there can really understand the level of discomfort we pastors feel about talking about money, or the Byzantine complexity of internal church politics.

    When the church I pastored interviewed stewardship consultants I wanted someone I could talk with pastor to pastor. We ended up hiring someone who had extensive pastoral experience. He had a wonderful ministry to me and our people. And we are good friends to this

    Credit Card Debt Management - One Solution Multiple Benefits
    Do you want help to talk to your creditors on your behalf to reduce payments, stop harassing calls of creditors, reduce interest rates, and eliminate late payment penalties and more? Help is at hand through the credit card debt management program. Such debt consolidation programs refer to an amalgamation of various services, all targeting to bring down your debt amount by consolidating them into one.An Array Of Diverse Debt Reduction ServicesDebt consolidation companies have devised a special program that aims to curb debt amounts resulting from usage of multiple cards. With a credit card debt management program, you can have more time t
    ardship consultants. Just as we hire church staff members with specialized skills in music or youth ministry, so we should not hesitate to engage the temporary services of a minister with stewardship expertise.

    All right, you're ready to take the plunge and look for help. How do you know how to find the right consultant? Having hired consultants while pastoring, and now serving as a stewardship consultant, I've concluded that there are five indispensable qualities you want in your stewardship consultant.

    1. Biblical.

    Above all other qualities, you want someone who builds their stewardship ministry on the word of God. In the Christian world, fundraising isn't primarily about raising money; it's about discipling people.

    A good stewardship consultant deepens your people's spiritual walk by building the entire consultation on biblical principles--in both the methods used and the content delivered. God's people respond with great generosity when a pastor or consultant faithfully teaches what the Bible says about money and giving.

    2. Pastoral experience.

    I'm always amazed at the number of men and women who have never pastored a church, yet glibly dispense advice about how to do it right. You want someone who understands just how important it is that your people be approached tastefully and respectfully about money. Only someone who has been there can really understand the level of discomfort we pastors feel about talking about money, or the Byzantine complexity of internal church politics.

    When the church I pastored interviewed stewardship consultants I wanted someone I could talk with pastor to pastor. We ended up hiring someone who had extensive pastoral experience. He had a wonderful ministry to me and our people. And we are good friends to this

    The Power of Strategic Thinking: Creating Meaningful Success
    Too much goal setting and strategic planning can leave you feeling like you're working against the forces of nature; too little and you end up where you never intended to be-with a life or business that is bigger, smaller, or different than what you genuinely desire. Though getting you and your organization where you most want them to be at any given time can be hard work it can also be exhilarating. Is there a better way? Is it possible to minimize the stress and maximize the exhilaration while still accomplishing those things that are most important to you?Absolutely-it simply requires a shift in consciousness. The "win at all cost
    wardship ministry on the word of God. In the Christian world, fundraising isn't primarily about raising money; it's about discipling people.

    A good stewardship consultant deepens your people's spiritual walk by building the entire consultation on biblical principles--in both the methods used and the content delivered. God's people respond with great generosity when a pastor or consultant faithfully teaches what the Bible says about money and giving.

    2. Pastoral experience.

    I'm always amazed at the number of men and women who have never pastored a church, yet glibly dispense advice about how to do it right. You want someone who understands just how important it is that your people be approached tastefully and respectfully about money. Only someone who has been there can really understand the level of discomfort we pastors feel about talking about money, or the Byzantine complexity of internal church politics.

    When the church I pastored interviewed stewardship consultants I wanted someone I could talk with pastor to pastor. We ended up hiring someone who had extensive pastoral experience. He had a wonderful ministry to me and our people. And we are good friends to this

    Forex Markets - How and Why Forex Markets Move & How to Profit
    There are two factors that move FOREX markets and if you understand how these two factors combine you will be able to make big profits.The relationship is not understood by most traders so let’s look at it and how you can profit.Let’s look at a simple fact first:FOREX markets move in trends:They move in sustained upward or downward directions, for periods of months or years.These trends are not of course a one way movement and we see constant retracements, which can last for various periods of time.These retracements can form shorter trends of a few days or weeks and can be against the major trends.What causes
    about how to do it right. You want someone who understands just how important it is that your people be approached tastefully and respectfully about money. Only someone who has been there can really understand the level of discomfort we pastors feel about talking about money, or the Byzantine complexity of internal church politics.

    When the church I pastored interviewed stewardship consultants I wanted someone I could talk with pastor to pastor. We ended up hiring someone who had extensive pastoral experience. He had a wonderful ministry to me and our people. And we are good friends to this day.

    3. Proven track record.

    You want a stewardship consultant who can give you case studies with specific churches, pastors, phone numbers, email addresses, and dollar amounts raised. When the church I pastored was searching for a capital fundraising consultant, one of the biggest and most expensive companies was vague about how much money we could expect to receive. We found that unsettling.

    We chose to work with Stewart McChesney of Titus Stewardship Ministries, because Stewart had a track record of raising 2.7 times a church's annual giving in three-year commitments. He charged two-thirds as much as the bigger company and he had years of experience. Under Stewart's wise guidance our people pledged over three times our annual giving in three-year commitments.

    When looking for help with increasing weekly offerings, search for a consultant who has consistently helped churches increase giving by at least 30 percent.

    4. Great references.

    I just fired an Internet marketing coach because a friend alerted me to the fact that none of the references listed on her website checked out. (I had hired her through a larger organization who I-wrongly-trusted.) When I called her she told me her former clients didn't want to be bothered with phone calls. She wasn't at all moved when I pointed out that if a reference can't be contacted, it is worthless.

    Insist that any stewardship consultant you are interviewing give you many excellent, contactable references. If she is evasive or makes excuses, you are in danger. Flee!

    5. Personable.

    You want a consultant who is warm, friendly, and easy to communicate with. Believe me, I have met more than one socially abrasive church consultant! Likeability is an especially important quality in a stewardship consultant because you've hired him to help you navigate the emotionally charged waters of asking for money. If your consultant isn't a warm people person, he may cause unnecessary conflict.

    ********

    I believe it is God's will that every church reach its full giving potential. The secret is bold, biblical, pastoral leadership. And often that leadership is most effective when guided by the wise, biblical counsel of a godly stewardship consultant.

    Copyright 2006 Rod Rogers

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